Get Pre-Approved Before You Start House Hunting
Before you start viewing homes, it’s important to know what fits your budget. Getting pre-approved for a mortgage gives you a clear expectation of your monthly payment and the cash needed to close. Once you have that, house hunting becomes about finding the right home—not worrying about whether you can afford it.
Why Pre-Approval Matters
- Focus on the right homes– You’ll only look at properties within your budget, saving time and avoiding disappointment.
- Show sellers you’re serious– Pre-approval signals that you’re a prepared buyer, giving you an advantage when making an offer.
How Much Can You Be Approved For?
Approval depends on several factors, including:
- Income and employment
- Existing debt
- Credit history
- Cash available for a down payment and closing costs
While it might seem complicated, the process is usually quick and straightforward. Many people get pre-approved in a single day, giving them confidence to shop within their price range.
Need a Recommendation?
I work with some of the best lenders in the business and can connect you with a trusted professional to guide you through the pre-approval process. This step makes house hunting simpler, smoother, and more focused on what really matters—the home.